When you’re planning a high-end new home in South Florida, understanding the new construction home warranty Florida requires is essential for protecting your investment. Under House Bill 623, effective July 1, 2025, builders of single-family and multi-unit residences of up to four units must provide a one-year transferable warranty covering defects in materials, workmanship and code compliance (Best Supply). Whether you are refining modern home design south florida concepts or exploring miami pre-construction homes for sale, you need clarity on how warranty coverage safeguards your vision and mitigates future expenses.
This guide walks you through the statutory framework, coverage specifics, claim procedures and strategies for enhancing your protection—ensuring you vet builders with precision and confidence as you embark on a custom or pre-construction purchase.
Overview of Florida’s one-year warranty
Statutory basis and scope
House Bill 623 establishes a baseline warranty requirement under Florida Statute § 553.837. From the date of initial occupancy or title transfer—whichever occurs first—builders must repair, at their own expense, any defect in equipment, material or workmanship furnished by the builder. This statutory guarantee applies equally to stick-built, factory-built, modular and manufactured residences up to four units (Best Supply).
Eligible property types
- Single-family homes
- Duplexes, triplexes and quadruplexes not previously occupied
- Modular and factory-built residences
Understanding coverage details
Workmanship and materials
Your one-year warranty covers common finish elements, including:
- Flooring, tile and grout
- Drywall, paint and trim
- Cabinetry and millwork
Major systems and structural defects
Builders must address defects in:
- Plumbing and electrical installations
- Heating, ventilation and air conditioning (HVAC) systems
- Structural components that compromise integrity, such as foundation, load-bearing walls and roof framing (Florida Realty Marketplace)
Exclusions to note
Warranty protection does not extend to:
- Appliances under separate manufacturer warranties
- Normal wear-and-tear or cosmetic aging
- Damage from hurricanes, floods or other natural disasters
- Homeowner modifications, improper maintenance or negligence
| Coverage area | Examples | Exclusions |
|---|---|---|
| Workmanship and materials | Flooring, drywall, paint | Normal wear-and-tear |
| Major systems | Plumbing, electrical, HVAC | Appliance warranties |
| Structural components | Foundation, load-bearing walls, roof framing | Natural disaster damage, homeowner alterations |
Navigating warranty claims
Filing a claim process
- Document the defect with photos and a written description
- Notify the builder in writing per your contract’s instructions
- Allow the builder reasonable access to inspect the issue
Builder remedies and obligations
Once notified, your builder must:
- Inspect and verify the defect
- Perform repairs at no cost, including collateral damage from repair work
- Coordinate with subcontractors or third-party warranty providers if needed
Dispute resolution options
If disagreements arise over coverage or repair quality, warranties often require:
- Mediation or arbitration per your contract
- Private civil action for statutory warranty enforcement, subject to Florida’s statute of repose
Evaluating supplemental coverage
Builder’s extended warranties
Many luxury builders offer optional extended warranties beyond the mandatory one-year period. These may cover additional systems or provide longer structural guarantees.
Third-party warranty associations
You can also secure coverage through state-licensed warranty associations or insurers, such as Quality Builders Warranty programs, to mitigate liability gaps in your builder’s Commercial General Liability insurance (Phelps).
Vetting builders effectively
Reviewing warranty provisions
Before signing, compare each bidder’s warranty language:
- Scope and exclusions
- Transferability terms
- Claim deadlines and procedures
Assessing builder reputation
Investigate:
- Project portfolios and past defect claims
- Client testimonials and third-party reviews
- Licensing status and any recent legal actions
Contract language considerations
Ensure your agreement clearly ties statutory warranty requirements into the purchase contract. Engage legal counsel experienced in Florida construction law to confirm compliance and negotiate supplemental protections.
Key takeaways
- Florida’s House Bill 623 mandates a one-year transferable warranty on new homes up to four units.
- Coverage includes materials, workmanship, major systems and structural components; it excludes appliances, normal wear-and-tear and disaster damage.
- A clear claim process and builder obligations are defined by statute; disputes may require mediation or arbitration.
- Supplement your protection with extended or third-party warranties to bridge insurance gaps.
- Vet builders by comparing warranty terms, reviewing reputations and confirming contract compliance.
Frequently asked questions
What does the new construction home warranty Florida law cover?It protects against defects in materials, workmanship, major systems (plumbing, electrical, HVAC) and structural elements (foundation, load-bearing walls, roof framing) for one year from occupancy or title transfer.
When does the warranty period begin and end?
Coverage starts on the earlier of the certificate of occupancy or recorded deed date and runs for 12 months.
Can I transfer the warranty if I sell my home?
Yes. The warranty is transferable to subsequent owners within the initial 12-month period, enhancing your property’s resale appeal.
Are appliances covered under the builder’s warranty?
No. Appliances such as refrigerators and dishwashers remain under their manufacturer warranties, not the statutory builder coverage.
How do I file a claim for a defect?
Document the issue, notify your builder in writing following contract guidelines, and grant access for inspection and repair. If disputes arise, pursue mediation or arbitration as specified in your agreement.